{"id":2452,"date":"2025-05-27T16:49:59","date_gmt":"2025-05-27T14:49:59","guid":{"rendered":"https:\/\/calumet-review.com\/?p=2452"},"modified":"2025-05-27T16:51:53","modified_gmt":"2025-05-27T14:51:53","slug":"chiarezza-e-comprensibilita-del-linguaggio-nei-contratti-bancari-2","status":"publish","type":"post","link":"https:\/\/calumet-review.com\/index.php\/it\/2025\/05\/27\/chiarezza-e-comprensibilita-del-linguaggio-nei-contratti-bancari-2\/","title":{"rendered":"Chiarezza e comprensibilit\u00e0 del linguaggio nei contratti bancari."},"content":{"rendered":"\n

L\u2019accesso equo al credito e ai servizi di pagamento da parte dei consumatori trova ostacolo nel linguaggio criptico e, talvolta, fuorviante della modulistica contrattuale e precontrattuale unilateralmente predisposta dagli intermediari, sia pure sulla base di quanto previsto dalla disciplina dei contratti bancari e dalle disposizioni delle Autorit\u00e0 di vigilanza. Il problema si accentua per quei consumatori che si trovano in una condizione personale di particolare \u2018debolezza\u2019, come i migranti e, pi\u00f9 in generale, gli stranieri stabiliti in Italia, per i quali gli strumenti di tutela previsti per il \u2018consumatore\u00a0medio\u2019\u00a0possono risultare inefficaci. Pertanto, si intende focalizzare\u00a0l\u2019attenzione sulla centralit\u00e0 del ruolo dell\u2019intermediazione finalizzata ad agevolare la comprensione delle informazioni precontrattuali e delle offerte negoziali nel settore del credito; sull\u2019ulteriore strumento della personalizzazione del contratto e dell\u2019attivit\u00e0 negoziale, quale approccio recentemente rivalutato dalla legislazione europea; ed, infine, sull\u2019importanza dell\u2019educazione finanziaria quale mezzo di tutela preventiva volto \u00a0a sensibilizzare i risparmiatori rispetto alle \u00a0insidie dei contratti, soprattutto sul piano delle loro conseguenze economiche.<\/p>\n\n\n\n

Leggi online<\/a>Download \u2013\u00a0ITA<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"

L\u2019accesso equo al credito e ai servizi di pagamento da parte dei consumatori trova ostacolo nel linguaggio criptico e, talvolta, fuorviante della modulistica contrattuale e precontrattuale unilateralmente predisposta dagli intermediari, sia pure sulla base di quanto previsto dalla disciplina dei contratti bancari e dalle disposizioni delle Autorit\u00e0 di vigilanza. Il…<\/p>\n

Continue reading<\/i><\/a><\/p>\n","protected":false},"author":98,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[20,38,618,22],"tags":[],"class_list":["post-2452","post","type-post","status-publish","format-standard","hentry","category-categorie","category-diritto-interculturale","category-22-s-sem-2025-it","category-numeri"],"yoast_head":"\nChiarezza e comprensibilit\u00e0 del linguaggio nei contratti bancari. – Calumet – Tutti gli Articoli<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/calumet-review.com\/index.php\/it\/2025\/05\/27\/chiarezza-e-comprensibilita-del-linguaggio-nei-contratti-bancari-2\/\" \/>\n<meta property=\"og:locale\" content=\"it_IT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Chiarezza e comprensibilit\u00e0 del linguaggio nei contratti bancari. – Calumet – Tutti gli Articoli\" \/>\n<meta property=\"og:description\" content=\"L\u2019accesso equo al credito e ai servizi di pagamento da parte dei consumatori trova ostacolo nel linguaggio criptico e, talvolta, fuorviante della modulistica contrattuale e precontrattuale unilateralmente predisposta dagli intermediari, sia pure sulla base di quanto previsto dalla disciplina dei contratti bancari e dalle disposizioni delle Autorit\u00e0 di vigilanza. 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